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Author Archives: spencergregory

Licensing a Payday Loan Business

Obtaining state licensing for a payday loan business will be one of the toughest hurdles in getting started and is a pretty long process.  Many of states will require some kind of business plan and some states require bonding. The difficulty level also increases with the number of services you plan to offer (payday loans, title loans, check cashing, etc.)  Depending on ... Read More »

Costs to Start a Payday Loan Business

The costs to start a payday loan business can vary as there are multiple options from brick and mortar vs. internet site, franchise vs. start from scratch, size of market and the software. If you are starting a payday loan business yourself from scratch as a brick and mortar expect $40,000 and up for a turn-key operation with a leased ... Read More »

Pros and Cons of the Payday Loan Business

The major drawback about making payday loans is that because the clients are already strapped for cash to meet their obligations, they don’t have much of a safety net or the income to get them out of their situation, so they came to the payday loan lender as a last resort.  Also the client will typically have little to no useful ... Read More »

Ways To Sell Photos Online

Ways To Sell Photos Online

In addition to selling photos via stock photo agencies there are a number of other ways to sell photos online. With all of the ways mentioned below you have the opportunity to build an online portfolio and can be used to handle payment processing. Technically Advanced – Designing a customized website either yourself or a designer provides a way to have ... Read More »

Starting a Photography Business

Starting a Photography Business

Make no mistake, with the advent of digital cameras, photography has become a difficult way to earn a living. There are a lot of people who call themselves professionals because they think they take good photos, and with the quality of cameras, many are at least decent.  Before starting a photography business and try to make a living out of ... Read More »

Marketing a Photography Business

Marketing a Photography Business

Photography is an extremely competitive business where there are a lot of other photographers trying to start and run their business. In order to be successful, you need to excel in a well defined niche and be where your customers are.  While having great photography skills are a given to have a good business, you also must focus on marketing a ... Read More »

Dealing With Competition In Your Photography Business

Photography business competition

As with any business, competition can make it difficult to make money and the photo business is especially prone to this as anyone can pick up a camera and call themselves a professional. The story typically starts with a new competitor opening up their photography business and undercuts all of the area photographers pricing, which makes it difficult to compete. This competitor ... Read More »

How To Make Money From Photography

Can You Make Money Off of Photography

Having a passion for photography can be rewarding in many ways. For one it can give great satisfaction to be creative, and express yourself through pictures, much like artists do with their paintings.  Almost everyone with a camera would like to (tries to) make money from photography since it’s a passion but with the cost of good cameras today it ... Read More »

How To Price Photography

Pricing Your Photography Business

The first step to figuring out how to price photography is first figuring what your costs are. The photography business is odd in a business sense because customers value the tangible “the actual photo” but most of your costs are wrapped up in equipment, education and time. Remember to factor all of the cost and time you put into the photo which ... Read More »

How To Make Money Selling Stock Photos

Can You Make Money Selling Stock Photos

Stock photography refers to a central point where photographers can list their photographs for sale for the personal and small business market that is licensed for specific uses. The stock photo sites allow an easy entry point for many photographers to sell their photos to a wide audience, but there are tricks on how to make money selling stock photos. ... Read More »